A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Fair Isaac (NYSE:FICO) stock tumbled 8.9% in Tuesday trading after Federal Housing Finance Agency Director Bill Pulte said ...

FHFA Director Bill Pulte announced on Tuesday that the GSEs will accept VantageScore 4.0 immediately and keep tri-merge ...

Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

The move their regulator Bill Pulte announced introduces competition for one metric but charges from three credit bureaus ...

The S&P 500 fell 0.1% on Tuesday, July 8, 2025, after President Trump extended the deadline for "reciprocal" tariffs and ...

Mortgage loans led an increase in early- and mid-stage delinquencies across all credit categories, according to the new ...

VantageScore is the newer of the two scoring models, and its usage has grown in the financial industry, including by credit card companies and websites that offer your credit score for free.

While VantageScore initially had a 501-900 scale, VantageScore 3.0 changed the grading scale to match FICO's, using a 300-850 scale. Your VantageScore can be based on any of your three credit reports.