Keeping a watchful eye on your credit card balance is crucial so that you don’t overspend and take on credit card debt you can’t afford to pay back. But how do you check your balance? And what’s the ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Paying off a charged-off credit card can help your credit and finances, but only if you handle it the right way.

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The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

In the second quarter of 2023, credit card debt among Americans topped $1 trillion. Further, card balances "were more than 16% higher in the second three months of this year compared with a year ...

The use of loans and plastic to manage household budgets is at or near record highs. Account balances on credit cards and personal loans are ballooning as consumers navigate the financial squeeze ...

If you have substantial balances on multiple credit cards, it might make sense to opt for a balance transfer credit card.

Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls. Many or all of the products on this page are from partners ...

Look at transferring your balance to a low or zero-percent card or consolidating your debt in a personal loan.

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...