Dear Quentin, I have $12,000 in credit-card debt due to multiple home and auto repairs and a large medical bill. Because of a ...
After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.
Some families owe more money now than even from a few months ago. According to recent Federal Reserve numbers, this year household debt went up $16 billion from the first quarter to the second quarter ...
Credit counseling is a way to help those overwhelmed by debt or unable to manage their expenses. In credit counseling, you’ll ...
The idea of “credit counseling” tends to evoke negative emotions and stress. After all, if you’re receiving counseling about your finances, you might think that the fewer people who know about it, the ...
Many Americans—about half—carry credit card debt from month to month, and about 53 percent of them have been in debt for more than a year, according to a survey by Bankrate.com. Households with credit ...
Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...
A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for reducing that debt, starting with looking at your spending habits. By Ann Carrns ...
Despite recent efforts toward medical debt reform, many Americans still deal with piles of medical bills. A 2024 analysis from Peterson-KFF shows that about 20 million adults — nearly one in 12 — have ...