We explain how it determines your financing and show you how to improve your rating before you apply for a loanBy Consumer ...

Most people check their credit score but rarely go through the report behind it. Yet, your credit report holds the key to ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

If you are new to loan applications and credit cards, make sure to understand how the credit score works. From payment of your credit card bill to cancellation of the card - every financial decision ...

The best rates go to those with good credit, but there are still ways to save money if your credit has room for improvementBy ...

Avoid common credit mistakes that tank your score. Expert tips show how consistent habits, not income, build strong credit.

If you’re trying to boost your credit score, Kredit recommends paying your bills on time. Even better? Pay more than the ...

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...