It’s not always possible or even desirable to maintain the highest possible credit scores. Sometimes, other factors must take ...

For personal loans, an applicant must fulfil various eligibility criteria, a decent credit score being just one of them. The ...

Terms apply to benefits and offers included in this article. Premium credit cards often come with annual fees that can feel ...

While a credit score of 700 or higher is usually seen as strong, it’s not the only factor banks and NBFCs evaluate. Meeting this benchmark doesn’t automatically guarantee a loan approval., Personal ...

Bad debt can also affect your credit. Your credit utilization, which is the percentage of your available credit that you're using, plays a major role in your credit score. High balances and maxed-out ...

The best cash rewards credit card can earn you 2% on every purchase without paying an annual fee. Find out which one's right ...

The push for Notre Dame running back Jeremiyah Love to win the Heisman Trophy has already started, but the best way for him ...

This week's top balance transfer cards offer up to two years of 0% intro APR and no annual fees -- compare the best options ...

If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...

Most borrowers don’t plan to miss an EMI, yet life can get in the way. But what feels like a small slip today can turn into a ...

But the FCA estimates that there could be over 1.5 million people who have used these products, either in the past or ...

It can sound tempting to open a store card and then often score some instant discounts in the process. But before you do, ...