"In the area of reducing benefits, Social Security has always been a system that's been kind of tilted towards the lower wage ...

FERS employees had Social Security taxes taken out of their paychecks. They also had an extra deduction from their salary to fund a federal retirement benefit designed to supplement their Social ...

Social Security will replace only about 40% of your salary, on average. A solid financial plan will help you plug the gap so ...

For dependable income, consider using a bucket strategy and annuities in tandem to promote structure, flexibility and peace ...

Explore federal Direct Loans in 2025, including types, eligibility, interest rates and repayment options to finance your education wisely.

Savings by age: How much you should have by your 30s, 40s and beyond These age-based savings goals will keep you on track for retirement.

News about Federal Reserve (The Fed), including commentary and archival articles published in The New York Times.