A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan ...

Families in rural areas do not have a credit history regardless of their income. Therefore, they find it hard to procure ...

This controversy of civil score is old. CIBIL i.e. Credit Information Bureau became so popular that people started knowing it by the name of Civil. Its real name is CIR i.e. Credit Information Report.

A delay of even a few weeks in updating information with the credit bureau can decide whether a person gets a loan, how much interest they pay, or if they are denied altogether.

If you have a low CIBIL score, there's no need to worry. By using these methods wisely, you can improve your CIBIL score.

Over 3 lakh rooftop solar loan applications rejected by PSBs due to CIBIL scores, document issues under PM Surya Ghar scheme ...

Bajaj Markets offers free CIBIL score checks, empowering individuals with deeper insights into their credit health. It is designed to bridge the gap between credit awareness and loan accessibility, ...

A credit score does not directly decide visa approvals but showcasing strong credit health highlights financial stability, ...

“Foreclosing secured loans is usually neutral to slightly positive for credit scores. Unsecured loans such as personal loans ...

Banks turning to alternate data sources for sanctioning loans to new-to-credit customers, bypassing traditional credit bureau scores.

FD-backed credit cards are emerging as a practical way for first-time borrowers in India to build a credit history. By ...