The two main factors that affect the value of your federal retirement benefit are your high-three average salary and your ...
Maslow famously wrote that when the only tool you have is a hammer, you tend to see every problem as a nail. That bias makes people overly reliant on familiar tools or methods, failing to see other ...
As the new year begins, savings have hit unprecedented levels, but rising health care costs and growing poverty make retirement unaffordable for many. By Mark Miller America is aging fast. By 2030, ...
Most Americans think the ideal retirement age is sometime in their 60s — but Generation Z says it should be earlier, and they may be in a position to make it a reality. Members of Gen Z, who were born ...
Half of Americans under 35 have a retirement account, with participation rising to a high of 62% at ages 45–54. Among those with retirement accounts, typical balances start small, grow with age, and ...
Everyone knows Arizona is a top place for retirees. Whether they live here year-round or are a snowbird, there's a lot for retirees to love about the Grand Canyon State. There's the temperate winter ...
(NEXSTAR) — When 2026 rolls in in just a few days, it will bring with it tax changes, “Trump accounts” for kids, bigger paychecks for some, and the possibility of sizable tariff refunds. Those ...
$2.5M supports a secure upper-middle-class retirement at 4% withdrawal ($100K annually) but requires discipline and planning. An income-first portfolio split across dividend stocks, bonds and REITs ...
In the 25 years since the Federal Employees Retirement System went into effect, much has changed when it comes to federal retirement. At the time the new federal pension system was created, the vast ...
“Will your money last?” isn’t the only question to consider before retiring. There are many factors that go into what you can comfortably spend in retirement, and there are many strategies that you ...
Both equity and bond markets have delivered solid returns this year, and low inflation rates have preserved those nominal gains, equating to a real (inflation-adjusted) increase of over 15 percent to ...
If you are retiring soon, you should have submitted your retirement application, usually through the Online Retirement Application (ORA) system. Retirement involves important, sometimes irreversible ...