President Donald Trump in January ordered federal workers back to the office full time, but some workers say they don't have a desk or an office to go back to.

As always, federal employees and annuitants should carefully review their plan options this fall to ensure their FEHB plan continues to meet their needs.

"What Trump and Elon Musk are testing ... They're testing the power of the President to overturn the will of Congress," said Elaine Kamarck.

The deadline for federal workers to accept OPM's buyout offer was on Feb. 6, but terms of resignation are different for IRS workers during tax season.