Families in rural areas do not have a credit history regardless of their income. Therefore, they find it hard to procure ...

There was a time when borrowing used to be considered almost a sin. Whereas today, you name a requirement and a loan is ...

Defaulting on a loan against property can lead to severe financial and legal consequences, making it essential to understand ...

A credit score does not directly decide visa approvals but showcasing strong credit health highlights financial stability, ...

A TransUnion Cibil report reveals a cautious lending landscape in Q1FY26, with secured loans like property and gold seeing ...

In what can lead to concerns from a financial inclusion agenda perspective, cautious stance by lenders led to the share of ...

“Foreclosing secured loans is usually neutral to slightly positive for credit scores. Unsecured loans such as personal loans ...

FD-backed credit cards are emerging as a practical way for first-time borrowers in India to build a credit history. By ...

Over 3 lakh rooftop solar loan applications rejected by PSBs due to CIBIL scores, document issues under PM Surya Ghar scheme ...

When borrowers fail to make timely payments on loans or credit cards, banks can take one of the most serious actions against ...

Changing your name in your credit report is an essential process that keeps your financial profile accurate and up-to-date.