Adam Godby (NMLS 2286643) is a Loan Officer and Team Lead at Paddio Home Loans in Springfield, Missouri. Adam ensures his ...

A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a ...

You can buy your first home by following a proven method. Everyone's experience will be different, but here are the major ...

Title insurance can feel like an overpriced, unnecessary add-on at closing—but in a housing market full of hidden risks, it ...

A lender credit helps reduce the amount of money a homebuyer needs to bring to the closing table. Buyers who don’t have ...