Dave Ramsey on Instagram: "What you actually DO with the money you make matters more than the amount of money you make. There are plenty of people who make a lot of money but still live paycheck to paycheck. On top of that, married couples need to budget their money TOGETHER. I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you set goals together.

Dave Ramsey on Instagram: "Jim’s church wants him to co-sign for a $2.3 million loan. He called in to The Ramsey Show for advice."

Dave Ramsey on Instagram: "7 Steps. That’s it. A simple plan, and it works EVERY time. BUT... it’s a lot easier said than done. To complete these, you’ve got to decide you’re going to DO it. Day in and day out, you’ve drawn a line in the sand, and you are NOT going back. No more excuses. You’re taking control of your actions and your life. You’re ready to make your money work for YOU, not the other way around."