Here’s the thing about medical aid: It doesn’t fail you all at once. It fails you one bill at a time. A co-payment here. A specialist charge there. An unexpected surgery on top of that. Each one feels “small enough to manage.” Until they pile up and suddenly you’ve emptied savings, delayed retirement, or taken on more debt. That’s how the financial spiral starts. Gap Cover is the buffer. From just R220/month, it pays those in-hospital shortfalls so you can stop the cascade before it starts. It’s
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